
Can I Pay Off A Credit Card With Another Credit Card Or Line Of Credit?
Find out how you can make the most of your credit card payments by switching your credit card and high-interst rate loan debt to a low-rate credit card or line of credit.
They took the stress out of the situation and made sure I was in complete understanding of the steps needed to get back on track. I walked in very stressed but I walked out with a sense of ease I haven’t felt in a long while!
Rob W., Moncton Client
Need help with your debt ?
Let Allan Marshall & Associates help you:
They took the stress out of the situation and made sure I was in complete understanding of the steps needed to get back on track. I walked in very stressed but I walked out with a sense of ease I haven’t felt in a long while!
Rob W., Moncton Client
Debt Solutions
Let us help you find YOUR debt solution. Find out more about your options:
Bankruptcy is a legal process, designed for the honest unfortunate debtor. It is designed to assist an individual out of debt so that they may have a fresh financial start. When you file for or declare personal bankruptcy, you are voluntarily entering into a legal process that provides you with immediate protection against any further action by your creditors.
A Consumer Proposal is a formal offer to creditors to settle outstanding debts. If you are having difficulties making your monthly payments, falling behind or getting overwhelmed by your debts; you are not alone. Just like you, thousands of individuals in Alberta and throughout the Maritimes have sought the protection and help of a consumer proposal.
Credit counselling is the best way to provide education on proper money management. This includes budgeting, proper use of credit and debit , and also repayment of debt. We can help you develop a monthly budget and assist you with following your budget to reduce your debt.
Allan Marshall & Associates
Allan Marshall & Associates, in business since 1979, now have 13 convenient offices in Alberta, British Columbia, New Brunswick, Nova Scotia and Prince Edward Island. These offices are part of your community, so you can be assured of getting the personalized service you deserve.
Licensed by the Federal Government of Canada to administer bankruptcies, consumer proposals, receiverships and other insolvency services, the caring team at Allan Marshall & Associates has the knowledge and experience to assess your situation and offer the best advice for your particular need, whether you are a first time bankrupt or simply struggling to make ends meet.
Who We Are
At Allan Marshall & Associates, we surround ourselves with experienced, caring and dedicated Trustees and Administrators who are there to listen to you. We will assess your situation and inform you of all possible solutions for your financial needs.
How We Help
We understand debt, and what causes it. There are numerous reasons why Canadians find themselves researching insolvency and ways to deal their financial problems.
A Licensed Insolvency Trustee is different from a bankruptcy lawyer as they are specially licensed to oversee bankruptcies. They can help you through these problems to make sure it is done as quickly and efficiently as possible.
Locations in Alberta, BC & the Maritimes
We have locations in Alberta, British Columbia and throughout the Maritimes. Find an office near you.
Talk to a Trustee
We take your questions very seriously. If you have a question about your debt, please contact us. We Can Help™
Will I lose my house?
If you have a house or vehicle secured by financing or mortgage you can keep them as long as the loan is current and remains up to date. Each situation is different, and your home will be discussed with you at a consultation. If your property has any equity, you should discuss this with your trustee.
If I declare bankruptcy does my spouse have to?
No, your spouse can decide how they need to proceed based on their own finances. Sometimes it makes sense for couples to file together and other times it makes sense for only one partner to file a proposal or bankruptcy.
FROM OUR BLOG
Read more about how to resolve your financial issues and how our Insolvency Trustee’s can help.
Can I Pay Off A Credit Card With Another Credit Card Or Line Of Credit?
Find out how you can make the most of your credit card payments by switching your credit card and high-interst rate loan debt to a low-rate credit card or line of credit.
Working With a Debt Settlement Company – Warning Signs to Watch For
Many debt settlement companies offer guarantees that sound great. However, these companies can’t always fulfill their promises. Here are warning signs to watch for before working with a debt settlement company.
Income Tax for Self-Employed – What you should know
Your questions about income tax for self employed workers are answered! Read about what you have to pay, when your taxes need to be filed, and what to do if you are unable to pay your income taxes.
TESTIMONIALS
Allen Marshall and Associates helped me find a solution to my debt problems.
Amanda recommended that before I go to bankruptcy... read moreAllen Marshall and Associates helped me find a solution to my debt problems.
Amanda recommended that before I go to bankruptcy that I should try a company and person that also is used by them and is very helpful in settling heavy debt problems.
Heather Elliot, she was able to find me a bank loan almost immediately but she wasn't happy with that and said she could get me a better deal.
She did get me a better deal and I still have a credit rating and my home. All my debts are paid off.
I think Allan Marshall &Associates was a good choice. They wanted to help and still do the best possible thing for me, not for them.
Thank you Amanda. read less
I had Francine Myers assist me with the process of insolvency. She made it a very pleasant and... read moreI had Francine Myers assist me with the process of insolvency. She made it a very pleasant and professional experience. I was very hesitant and actually ashamed to call discuss my having difficulties with certain monetary problems, but she made it a great experience without any judgement. I would highly recommend Allan Marshall & Associates to anyone who is having financial difficulties, and let them know that working with them makes for a very professional experience. read less
Have been very thorough and professional and I appreciate this. Only one problem is the timeframe in which counselling... read moreHave been very thorough and professional and I appreciate this. Only one problem is the timeframe in which counselling sessions are expected to be completed. On 1st bankruptcy I went through in 2006, counselling sessions weren't until towards the end of the bankruptcy process. Feel somewhat pressured by the need for speed in this process. Other than that, I am impressed by the professionalism of all involved. read less
If I ever need a trustee's help again it will DEFINITELY be from MaryAnn Marriott with Alan Marshall & Assoc.... read moreIf I ever need a trustee's help again it will DEFINITELY be from MaryAnn Marriott with Alan Marshall & Assoc. Not only did she assist us with getting out of a year and a half long mess after my father's passing she was able to finally relieve the stress that came along with it. Mary Ann knows her stuff and I HIGHLY recommend! Thank you very much Mary Ann! read less
I had the opportunity to speak with Matt (Sorry, didn't get the last name)
Never in my life, have I encountered... read moreI had the opportunity to speak with Matt (Sorry, didn't get the last name)
Never in my life, have I encountered such a positive experience, in regards to my financial status. His kindness, no judgement, insightful attitude, made my questions very easy! I felt so comfortable sharing my personal information & his clarity was refreshing! Keep up the great work. Thanks again for easing some of my financial worries! read less
MaryAnn Marriot has been a pleasure to deal with and Id highly recommended her to anyone in the future.
She had... read moreMaryAnn Marriot has been a pleasure to deal with and Id highly recommended her to anyone in the future.
She had answers to all of my questions
Thank you Maryann for all of your help. read less
Couldn't recommend Mary Ann and Allan Marshall & Associates highly enough! Mary Ann truly cares about her clients' well being... read moreCouldn't recommend Mary Ann and Allan Marshall & Associates highly enough! Mary Ann truly cares about her clients' well being and will do everything possible to help! read less
Olivia, firstly thank you for making such an anxiety inducing topic so easy to talk about, very well spoken and... read moreOlivia, firstly thank you for making such an anxiety inducing topic so easy to talk about, very well spoken and my favorite part personally was when I mentioned I had ADHD and she started using terminology revolving around and specified some things I could do to help manage myself with the ADHD in mind.
I felt completely understood and never felt like I was a bad person or terrible at life or anything like that which I often feel when it comes to money. If you are struggling with your finances, trust me when I say you can put your faith in Allan Marshall & Associates to help guide you through your biggest financial stresses.
I'm really happy I called and before I did, my struggles felt like a wall, and now its a steep hill. All I have to do now is put in the work to climb it. read less
Mary Ann Marriott genuinely cares about the well-being of her clients. You can trust her to help you find the... read moreMary Ann Marriott genuinely cares about the well-being of her clients. You can trust her to help you find the best solutions for your debt concerns. read less
Glenn was so friendly and informative and Julie has been with me every step of the way so supportive. I... read moreGlenn was so friendly and informative and Julie has been with me every step of the way so supportive. I would definitely recommend this company to others! read less
Hello! I worked with Carrie McGibbon today and wow is one thing I have to say. She went above and... read moreHello! I worked with Carrie McGibbon today and wow is one thing I have to say. She went above and beyond and was so compassionate and non judgmental. I have phone anxiety and she made me feel comfortable. She went above and beyond for me and I’m very thankful for that.
She is a HUGE asset to you guys. If everyone was as amazing as Carrie the work force would be a great place with happy clients. Thanks so much for helping me!
Definitely recommended to anyone going through financial issues! read less
I spoke with Mary Ann. She was very informative and was able to answer my questions with ease. She took... read moreI spoke with Mary Ann. She was very informative and was able to answer my questions with ease. She took the time to explain my options, and provided me with the information needed for me to make my decision. read less
This has been an amazing experience. The staff are all fantastic to work with and made this a very stress-free... read moreThis has been an amazing experience. The staff are all fantastic to work with and made this a very stress-free process. I can't recommend them highly enough, if you have credit concerns this is the place to go. read less
I spoke with Julie Drane today. I just wanted to say she was wonderful, very Informative, friendly and I left... read moreI spoke with Julie Drane today. I just wanted to say she was wonderful, very Informative, friendly and I left the conversation feeling confident about my decision to do a consumer proposal. Would definitely recommend her to anyone struggling with their finances. read less
We have only positive things to say about Allan Marshall & Associates. They were referred to us through a friend,... read moreWe have only positive things to say about Allan Marshall & Associates. They were referred to us through a friend, and it took no time to get things under control. Amanda has helped us through stressful situations and helped us better our future! read less
Allan Marshall & Mary Ann Marriott goes above and beyond in helping people solve debt problems and have healthy, happier,... read moreAllan Marshall & Mary Ann Marriott goes above and beyond in helping people solve debt problems and have healthy, happier, futures with control of their budgets - call them now to help - Awesome - talented and caring - I highly recommend read less
Mary Ann Marriott and all the Team at Allen Marshall &Associates in Bridgewater, Nova Scotia have been amazing and very,... read moreMary Ann Marriott and all the Team at Allen Marshall &Associates in Bridgewater, Nova Scotia have been amazing and very, very supportive, kind and informative in helping me with their services. I cannot say enough about their professionalism and human touch through out the whole process. Thank you for everything Bridgewater Team. My regards and thanks. Cheryl read less
Mary Ann Marriott and all the Team at Allen Marshall &Associates in Bridgewater, Nova Scotia have been amazing and very,... read moreMary Ann Marriott and all the Team at Allen Marshall &Associates in Bridgewater, Nova Scotia have been amazing and very, very supportive, kind and informative in helping me with their services. I cannot say enough about their professionalism and human touch through out the whole process. Thank you for everything Bridgewater Team. My regards and thanks. Cheryl read less
Definitely recommend Olivia Harper. So very easy to talk too and was able to offer some real solutions when I... read moreDefinitely recommend Olivia Harper. So very easy to talk too and was able to offer some real solutions when I felt I had no other options. Now I’m starting fresh and never felt better! read less
Bankruptcy is not an easy decision to make. After doing my rechearch I decided on Allan Marshall & associates.
I... read moreBankruptcy is not an easy decision to make. After doing my rechearch I decided on Allan Marshall & associates.
I do NOT regret choosing them. From first contact (I spoke with Kelley) everything was clear and shame free. The response from this company is INCREDIBLY quick.
The people are warm and don't ask for more information then needed.
I started this with a lot of shame and defeat. But I'm coming out of it with a lot less stress and my head held a little higher. And I can see a future a little clearer now.
Thank you Allan Marshall & Associates!!! read less
I was working with Carrie initially and she was great. Very informative and understanding. She never made me feel poorly... read moreI was working with Carrie initially and she was great. Very informative and understanding. She never made me feel poorly about my financial situation. At the signing meeting I worked with Glenn via virtual signing. He was very nice, and explained everything so I could understand what I was signing and agreeing to. Glenn was professional, prompt and never once made me feel embarrassed or ashamed of my financial situation. I was nervous to start this process and was upset with myself but Glenn was great to work with. I appreciated his help and felt better once we ended the call. Thank you for you help Glenn. read less
After covid lockdowns we found ourselves not being able to keep up with our debts. We are so glad we... read moreAfter covid lockdowns we found ourselves not being able to keep up with our debts. We are so glad we had help at Allan Marshalls & associates. It was comforting to realize that we weren't going be judged or looked down on. Kelley was awesome, offering options and did not make us feel guilty or uncomfortable in any way. We appreciated the help. read less
When I reached out to Allan and Marshall's I was over whelmed with the support I received. My call... read moreWhen I reached out to Allan and Marshall's I was over whelmed with the support I received. My call was answered with in an hour, was put in touch with Olivia she was amazing, non judging, understanding, and very respectful. She discussed all my options and helped me decide what was best for my situation.
My appointment was made with MaryAnn ,again non judging ,respectful, compassionate ,understanding. As much as I felt I was a failure they made me feel very comfortable with the choice I made.
Olivia, Jennifer, and Mary Ann are amazing.
I strongly recommend this team at the Bayers lake location.
Thank you so much for all your help and support . read less
I was devastated. I thought I had a plan to cover my debts, but it fell through and I didn't... read moreI was devastated. I thought I had a plan to cover my debts, but it fell through and I didn't know how I was going to proceed. I spoke with Mr. Glenn Steiner as I sat in my car after the worst news and he gave me hope. He didn't judge my choices and decisions. Instead he showed me how I can begin financial recovery and aim for a bright future. I am very happy that I called wecanhelp.ca! read less
I spoke with Krista Kelter at the New Brunswick office she is amazing. None of the staff at Allan Marshall... read moreI spoke with Krista Kelter at the New Brunswick office she is amazing. None of the staff at Allan Marshall and Associates are judgemental, they are there for you and have many options to help you whether it be bankruptcy, consumer proposal etc. They answer all your questions, and they work at your speed.
If your dumb like me that's fine too, they can explain to a tee to help you understand what you need. Thank you Krista and Allan Marshall and Associates read less
I had the pleasure of speaking to Olivia Harper today. When I first called them, my thoughts were that I... read moreI had the pleasure of speaking to Olivia Harper today. When I first called them, my thoughts were that I was drowning and I didn’t think I was going to be able to keep my apartment another month as my pay had been garnished. Olivia did an absolutely fantastic job of helping me understand my options, and got me set up with beginning the process in a very professional and efficient manner. I can’t say how happy I am with her service today and I appreciate the time she took to speak to me and make me feel heard and understood even after all the business talk was done with. She could have let me go and get on with her day but she continued to speak with me and for that I am even more grateful. After that call with her I feel like everything is going to be OK read less
A really great bunch of people who really just want to help ypu get back on track and taught me... read moreA really great bunch of people who really just want to help ypu get back on track and taught me how to not dig myself a hole that I couldn't get out. I dont plan on declaring bankruptcy again but if I do Allen Marshall and associates will be my first call read less
Olivia was a great help to me, she helped me understand my situation much more and it was like a... read moreOlivia was a great help to me, she helped me understand my situation much more and it was like a weight was lifted from my shoulders hearing the best way to tackle my situation come from someone so professional. Would definitely recommend for anyone who feels like they're stuck, like I felt, and don't wait or be afraid. Took my whole situation and was able to present it in a way that made a lot more sense than what I was able to figure out. Thanks! read less
I had the pleasure of speaking to Olivia Harper today. When I first called them, my thoughts were that I... read moreI had the pleasure of speaking to Olivia Harper today. When I first called them, my thoughts were that I was drowning and I didn’t think I was going to be able to keep my apartment another month as my pay had been garnished. Olivia did an absolutely fantastic job of helping me understand my options, and got me set up with beginning the process in a very professional and efficient manner. I can’t say how happy I am with her service today and I appreciate the time she took to speak to me and make me feel heard and understood even after all the business talk was done with. She could have let me go and get on with her day but she continued to speak with me and for that I am even more grateful. After that call with her I feel like everything is going to be OK read less
Olivia was a great help to me, she helped me understand my situation much more and it was like a... read moreOlivia was a great help to me, she helped me understand my situation much more and it was like a weight was lifted from my shoulders hearing the best way to tackle my situation come from someone so professional. Would definitely recommend for anyone who feels like they're stuck, like I felt, and don't wait or be afraid. Took my whole situation and was able to present it in a way that made a lot more sense than what I was able to figure out. Thanks! read less
Thank you so much for your help. Mary Ann gave me the information that I needed. Very knowledgeable and sincere.... read moreThank you so much for your help. Mary Ann gave me the information that I needed. Very knowledgeable and sincere. Excellent service. Two thumbs up. read less
Ask for Kim. She's great and understanding. Very knowledgeable and kind. She makes the whole process easy to follow and... read moreAsk for Kim. She's great and understanding. Very knowledgeable and kind. She makes the whole process easy to follow and puts your mind at ease. Highly recommend read less
Thank goodness I found Allan Marshall & Accociates. After quickly leaving an abusive marriage penniless, having to move across the... read moreThank goodness I found Allan Marshall & Accociates. After quickly leaving an abusive marriage penniless, having to move across the country, and unable to work due to health issues, I was drowning in debt. I was at my lowest trying to make ends meet each month, and becoming more depressed by the day. The staff here are so professional, helpful, while kind and easy going at the same time. It seemed that they truly cared. They listened and answered all of my questions, never once making me feel inferior because of my situation. I'd definitely recommend them to anyone struggling financially. They even explain how to get your credit back on track afterwards and they teach you how to budget. read less
I heard about Allan Marshall & Associates Ltd, a long time ago and heard they were very professional to deal... read moreI heard about Allan Marshall & Associates Ltd, a long time ago and heard they were very professional to deal with. I called them today and spoke with Olivia and she guided methrough the right path. I did not want bankruptcy, I wanted to pay my debts, but had lots of NSF on my bank account, that was making it difficult to pay my bills with $300 worth if NSF. By the time I would get the little income I receive monthly. Almost everything was gone, without even paid one single bill. That would make me so stressed out, I couldn't handle it anymore. When I spoke with Olivia, she explained my options, I ended up with a credit proposal. She explained everything so well and made me feel so comfortable. I hope that anybody that needs some type of help with credit issues is to contact Allan Marshall & Associates Ltd. They will help you out and trust me. You will be so relieved afterwards that you made that call. Absolutely worth it. I had a video consultation with Rob Johnson from the Moncton office. This guy is very pleasant to deal with. He doesn't rush you to do anything, also if you have anh questions,don't hesitate to ask as for me I am a shy person, but dealing with Rob, made me feel right at home. He explained everything so well. I'm really happy I got the chance to deal with Rob, as I had heard great things about this man. What an incredible team they have at Allan Marshall & Associates Inc. If you're stressed out about debts, give them a call or you can file an online request at wecanhelp.ca You won't be dissapointed. Thanks again to all for the incredible service.. read less
Mary Ann was awesome on the telephone!! She explained to me the difference between consumer proposal & bankruptcy ......... first... read moreMary Ann was awesome on the telephone!! She explained to me the difference between consumer proposal & bankruptcy ......... first time anyone has ever done that for me!!! read less
Ask for Kim. She's great and understanding. Very knowledgeable and kind. She makes the whole process easy to follow and... read moreAsk for Kim. She's great and understanding. Very knowledgeable and kind. She makes the whole process easy to follow and puts your mind at ease. Highly recommend read less
Thank goodness I found Allan Marshall & Accociates. After quickly leaving an abusive marriage penniless, having to move across the... read moreThank goodness I found Allan Marshall & Accociates. After quickly leaving an abusive marriage penniless, having to move across the country, and unable to work due to health issues, I was drowning in debt. I was at my lowest trying to make ends meet each month, and becoming more depressed by the day. The staff here are so professional, helpful, while kind and easy going at the same time. It seemed that they truly cared. They listened and answered all of my questions, never once making me feel inferior because of my situation. I'd definitely recommend them to anyone struggling financially. They even explain how to get your credit back on track afterwards and they teach you how to budget. read less
Thank goodness I found Allan Marshall & Accociates. After quickly leaving an abusive marriage penniless, having to move across the... read moreThank goodness I found Allan Marshall & Accociates. After quickly leaving an abusive marriage penniless, having to move across the country, and unable to work due to health issues, I was drowning in debt. I was at my lowest trying to make ends meet each month, and becoming more depressed by the day. The staff here are so professional, helpful, while kind and easy going at the same time. It seemed that they truly cared. They listened and answered all of my questions, never once making me feel inferior because of my situation. I'd definitely recommend them to anyone struggling financially. They even explain how to get your credit back on track afterwards and they teach you how to budget. read less
Contact Allan Marshall & Associates – We Can Help
Find an Allan Marshall & Associates Inc. office location near you to book your free, confidential consultation with one of our licensed administrators in person or by phone. We have licensed insolvency / bankruptcy offices in Alberta, New Brunswick, Nova Scotia & Alberta to help you with your debt problems.
If you live in Alberta or the Maritimes, there is an Allan Marshall & Associates office location near you. We’ll meet with you in person or over the phone. Call 1-888-371-8900 to schedule your no-obligation consultation today. We will explain all your options so you can make an informed decision. The information is free.
Allan Marshall & Associates, in business since 1979, has 13 offices conveniently located in Alberta, New Brunswick, Nova Scotia and Prince Edward Island. These offices are part of your community, so you can be assured of getting the personalized service you deserve.
We live where you live. At Allan Marshall & Associates, we are uniquely qualified to understand the local economic environment and help you through your individual situation.
We understand your immediate concerns. That’s because our Trustees listen to you and assist you in identifying solutions, resolving your debt and keeping you on track for the future.
Contact us at our toll free number 1-888-371-8900 or feel free to send an email or use the contact form instead. You’ll receive a personal response so that you can set up a free consultation at your convenience. You will meet personally with one of our licensed trustees dedicated to understanding your individual situation. Allan Marshall & Associate Trustees are friendly, yet professional. You can be assured that you’re in good hands. We’ve helped many Canadians find relief from debt. We can help you, too.
It’s an important decision…and we are pleased that you are placing your trust in Allan Marshall & Associates.