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Debt Solutions

Let us help you find YOUR debt solution.  Find out more about your options:

Declaring Personal Bankruptcy in Canada

Bankruptcy is a legal process, designed for the honest unfortunate debtor.  It is designed to assist an individual out of debt so that they may have a fresh financial start. When you file for or declare personal bankruptcy, you are voluntarily entering into a legal process that provides you with immediate protection against any further action by your creditors. [Read More]

Consumer Proposals in Canada

A Consumer Proposal is a formal offer to creditors to settle outstanding debts.  If you are having difficulties making your monthly payments, falling behind or getting over-whelmed by your debts; you are not alone. Just like you, thousands of individuals throughout the Maritimes have sought the protection and help of a Consumer Proposal. [Read More]

credit counselling

Credit Counselling

Credit counselling is the best way to provide education on proper money management.   This includes budgeting, proper use of credit and debit , and also repayment of debt.   We can help you develop a monthly budget and assist you with following your budget to reduce your debt. [Read More]

About Us

Allan Marshall and Associates

Allan Marshall & Associates Inc. is a Licensed Insolvency Trustee firm with locations throughout the Maritime provinces.  Licensed by the Federal Government of Canada to administer bankruptcies, Consumer Proposals, receivership’s and other insolvency services.   The caring team at Allan Marshall & Associates have the knowledge and experience to assess your situation and offer the best advice for your particular need, whether you are a first time bankrupt or simply struggling to make ends meet.

How We Help

We understand debt, and what causes it. There are numerous reasons why Canadians find themselves researching insolvency and ways to deal with their financial problems.
A Licensed Insolvency Trustee is different from a bankruptcy lawyer as they are specially licensed to oversee bankruptcies. They can help you through these problems to make sure it is done as quickly and efficiently as possible.

What our clients are saying about us…

  • Masters D.
    4/12/2021 - Google

    Allan Marshall & Associates were great to deal with. Very professional and informative on the available options.
    I would recommend them to anyone that feels like they have nowhere else to turn on their financial hardships.

    Marc L.
    4/10/2021 - Google

    Had amazing service with ashley , made sure i understood every detail and was very patient, would recommend calling 100% to anyone who would be scared to take the first step

    Ryan M.
    4/08/2021 - Google

    Olivia was a pleasure to speak with. Very informative and professional. Definitely would recommend speaking with her. Super comfortable. Thanks again for all the help.

    Ronan C.
    4/05/2021 - Google

    i spoke with Kelly Hebb and she was so professional and detailed and answered all of my questions fully and with patience.

  • Richard C.
    4/04/2021 - Google

    I was stressed, freaking out, so tired of the collection notices and harassing phone calls at all hours of the day and I had no idea how to get out of the mess I was in financially. One day I saw an advertisement on tv for Allan Marshall and Associates so I went online to book an appointment. The next day someone contacted me and set up an appointment. Francyne Myers from the Halifax office called and I instantly felt relief and at ease. She explained the process and within a couple of days I had my paperwork all signed electronically and had our first Zoom meeting. Because of the Covid19 lockdown the office had been closed so everything was over the phone and in Zoom video chat. It is amazing what technology can do.
    Francyne and all the other wonderful people I was in touch with for various things like the two seasons you have during bankruptcy with an advisor made everything so simple. These people are very kind, caring, professional and empathetic, always there to answer any question no matter how silly you may think it is .. or if like me you have to ask the same question a few months later because you forgot haha .. they are there for you.
    In a couple of days I will be out of bankruptcy and the file closed and all that mess I had created will be over and now I have a fresh start and I am going on now with great ideas, plans on how to continue saving money, keeping to my budget and so on and I could not have done this without the help of Francyne and the rest of the team at Allan Marshall. Thank-you so very much everyone.
    If you... like I was .. need help with life and finances and have no idea where to go or what to do plesse consider reaching out to Allan Marshall and Associates. I highly reccomend them. You will not regret it.

    Carole N.
    4/02/2021 - Google

    Today I had the pleasure of speaking with Mary Ann. She made me feel very comfortable with a difficult life decision. She was very knowledgeable, patient and understanding. Thank you

    Josh L.
    3/25/2021

    I called around a few places for financial advice and to explore my options, and Olivia very pleasant, helpful and very knowledgeable, she made the process less embarrassing and I would definitely recommend their services.

    Candace L.
    3/25/2021

    My experience was great when I had my appointment with Mark in the Saint John location. I was very nervous waiting for my appointment but there was no need to be. He explained everything perfectly and I felt very comfortable. Now I am very happy with the decision I made. Thank you so much for all your help.

  • James
    3/20/2021

    Francyne, Thank you for reaching out to me.
    You were by far the most attentive and compassionate Trustee I met with - and I met with four.
    You were also the only person to give us hope that we could pay back our debt without catastrophic long-term consequences. I am no longer a candidate for your services, but I appreciate your time and would happily provide a testimonial.

    CATHERINE M.
    3/16/2021 - Google

    Maryanne sailed me thru this very trying time. I was so nervous about the credit counselling but she made it awesome and gave me lifelong advice. Thank you.

    J T.
    3/16/2021 - Google

    Olivia was wonderful discussing our situation, she gave us some very help full info. She made the process feel less of an embarrassment that we needed to ask for help. With Covid life has been difficult to say the least.
    I would very much like to let people know how she showed her caring and attention to our needs, and reassured us she is there for any questions or concerns we may have.

    AM
    3/16/2021 - Google

    Kelly has been amazing to deal with so far! She is easy to speak to, I don't feel judgement from her and she takes the time to answer all of your questions. I tend to be an overthinker and with that comes a lot of questions. She handled it with grace. Thank you.

  • griller506
    3/12/2021 - Google

    What an amazing group of people to talk to. So knowledgeable and 1 phone call is all it took to relieve the stress and get options to make a brighter future. The hardest part is making that phone call. I'm glad I did. Thank you Christa for your advice, you certainly are an asset to the company.

    MSM
    3/10/2021 - Google

    The 45 + minutes I spent with Mary Ann Marriot today was a five star experience. I feel like I have a much better understanding of my options. She was smart, empathetic, with excellent suggestions and information at her finger tips. I did not feel pressured to make a decision, I felt calm and relaxed almost immediately. I wish I had done this years ago instead of struggling to find solutions on my own. Thank you so much Mary Ann for the best 45 minute consultation re my finances I’ve ever had.

    Haute C.
    2/26/2021 - Google

    Covid deeply affected by 14 year old consulting business. Faced with difficult decisions I called Allan Marshall & Associates Inc. They helped me make important financial decision, supported me through out this process and offered quality training as well. Rob and Corinna were both professional, understanding and very supportive. Thanks so much!

    Allison H.
    2/26/2021 - Google

    Was very clear and helpful, always willing to answer any of my questions and told me what I needed to know going into everything

  • Suedee
    2/19/2021 - Google

    Calling any company/person to discuss your financial undoing is a hard call to make. when you get the call back to start the process, one hopes to find the person on the other end has knowledge, compassion & non judgemental. well I certainly can attest that was my experience. Krista in St.John was all that!!! homerun was hit when they hired her. great knowledge & makes sure you are understanding all that is involved. she was a perfect person for me & my problem. thank you

    Jen H.
    2/18/2021 - Google

    I spoke with Olivia today to get some answers to questions I have and she was very relaxing and reassuring to speak to and put my mind at ease, she answered all my questions with a relaxed and professional manner even though I was very reluctant to call, I would highly recommend her to anyone looking for the services of this company.

    Edna P.
    2/04/2021 - Google

    I made the decision to call Allan Marshall & Associates today. I was connected with Olivia and found her to be a very knowledgeable, compassionate person. She explained all my options and made me feel more at ease. Her demeanor was very professional and caring. At the end of our conversation I felt so much better and finally was able to see light at the end of the tunnel. Olivia made what was an uncomfortable decision much easier and clearer. Thank you Olivia for all your help and advise.

    Wayne M.
    2/01/2021 - Google

    Olivia was very nice and help full. She is very professional and kind with her questions. We talked about our situation and she gave us some very help full info.
    I would very much let people know how she showed her caring and attention to our needs.
    Thank you

  • Charles E.
    1/29/2021 - Google

    I found the advice I received very informative and helpful.

    Matt C.
    1/29/2021 - Google

    I talked to a gentleman named Patrick and found his advice very helpful.

    danny g.
    1/29/2021 - Google

    Olivia was Great help with everything you need always looking to help out awesome service
    Highly recommended them for help !

    Rosella M.
    1/27/2021 - Google

    My experience with this organization was amazing. Everyone was very professional, understanding, and empathetic. If you are worried or nervous about calling, don't be, it is a wonderful group of people working at Allan Marshall.

  • J C.
    1/22/2021 - Google

    Olivia was very professional and kind. She laid out all the options and recommend the best course of action . It can be stressful taking this first step but Olivia can help and make a lasting difference in your life.

    Take your financial problems head on and get out of debt sooner.

    Tanya T.
    1/18/2021 - Google

    The whole process was so easy and Olivia was a huge help! It was a judgement free process and I would recommend these guys to anyone:)

    Elaine F.
    1/18/2021 - Google

    These people make you feel like you are important. They are all very friendly, supportive, and always there to answer your questions. They made it so easy for me to do my bankruptcy. Special thanks to Francyne for all her help.

    Michael H.
    1/15/2021 - Google

    A lot of misconceptions of bankruptcy. These guys make it so much better to deal with a bad situation. Thanks Matt and Olivia for all your help ! And anyone that helped me through this mess. 10/10 wouldn’t want to do it again . But if I had to I’d do it through this company

  • Mac
    1/11/2021 - Google

    Post Bankruptcy Testimonial To Allan Marshall & Associates,

    Today is my first day post bankruptcy and I couldn't be more excited about my future. I just wanted to say Thank You to everyone for helping me through a difficult time and getting me back on feet. A huge Thank You to Francyne Myers as well, who was my 'coach' and who answered all my inquiries and who really made me feel like I was going to be relieved and invigorated at the end.
    And I am !!!
    Please share this message. Thanks

    Katelyn B.
    1/08/2021 - Google

    What an amazing experience with everyone I spoke to. Incredibly professional and non-judgemental way to take control of your life again. They were very clear on my options and what to expect and I was always comfortable reaching out if I had questions.

    I honestly can’t say enough and I really enjoyed working with this company and its employees.

    They help you see the positives in a less than ideal situation.

    Erica B.
    1/06/2021 - Google

    Spoke with a representative today and she was amazing! She made making that hard call very easy!

    Randi H.
    1/05/2021 - Google

    Ive been dealing with Olivia and she is wonderful. So easy to talk to and she made me feel so positive and good about what the future is going to bring after everything is done . I highly recommend them if you feel stuck financially and feel theres no way out .

  • Gaston D.
    1/04/2021 - Google

    I am very greatful for the help you gave me on my financial problems. I would recomend their services with depth solution.

    Becka
    12/15/2020 - Manual

    I spoke with Kelly Hebb in the Moncton office. She did a great job explaining all my options, very friendly and easy to talk to. I feel like a weight has been lifted off my shoulders. Defiantly a call worth making.

    Cathy S.
    12/08/2020 - Google

    We were so nervous about making this phone call and not knowing what to do. Olivia put us at ease and helped us understand our options. Very professional, friendly and personalized service.
    If you are having difficulties financially I would strongly recommend Alan Marshall and associates! Thank you Olivia

    Lynn M.
    12/03/2020 - Google

    Olivia made this decision and process a lot easier. She was very responsive to my emails and friendly. Great job Olivia!

  • Geny K.
    12/03/2020 - Google

    Olivia is a very knowledgeable and experienced professional whose response and style of work is very appreciated when dealing with financial issues; her welcoming and compassionate demeanour is a rare find. I’d highly recommend her to anyone who needs fair and sound financial advice.

    Sara R.
    11/26/2020 - Google

    I have nothing but praise for everyone I've dealt with at Allan Marshall. I separated from my husband over 2 years ago, and nothing was moving forward, I just kept going further and further into debt. I missed rent, and fed my children by going to the food bank. I wish I had just done this sooner, and saved all that stress and money. It's a huge relief and I really feel like I can start to move on and recover.

    Maria A.
    11/24/2020 - Google

    The call was made and the help that was offered was completely professional and helped diffuse my anxiety over finances.
    Robin did an exceptional job at explaining all of my options very clearly and breaking down each detail.

    If you're on the fence about making the initial call, don't wait. They will help and turn it into a positive experience. By the end of your consultation you will feel like a new person.

    Mary N.
    11/24/2020 - Google

    It was very nice talking and discussing my concerns with my financial status with Mary Anne. She has been very kind and very helpful. I look forward to speaking with her in the near future.

Informative and considerate.  Allan Marshall & Associates was very kind when dealing with my personal bankruptcy.  Right from the moment I contacted them, we were greeted with someone that was considerate to our situation as I was going through a difficult time with my family.   When we finally booked our appointment, it was very professional, but they made us feel comfortable and gave us the information we were looking for.    I recommend them for any bankruptcy services you may need.

Locations in the Maritimes

We have locations throughout the Maritimes.  Find an office near you.

Talk to a Trustee

We take your questions very seriously. If you have a question about your debt, please contact us. We Can Help

 

Free Consultation
Will I lose my house?

If you have a house or vehicle secured by financing or mortgage you can keep them as long as the loan is current and remains up to date.  Each situation is different, and your home will be discussed with you at a consultation.  If your property has any equity,  you should discuss this with your trustee.

If I declare bankruptcy does my spouse have to?

No, your spouse can decide how they need to proceed based on their own finances.   Sometimes it makes sense for couples to file together and other times it makes sense for only one partner to file a proposal or bankruptcy.

Who We Are

At Allan Marshall & Associates, we surround ourselves with experienced, caring and dedicated Trustees and Administrators who are there to listen to you.  We will assess your situation and inform you of all possible solutions for your financial needs.

New Brunswick

Allan D. Marshall is the President of Allan Marshall & Associates Inc and has been working in the insolvency industry since 1972. Mr. Marshall opened an independent insolvency firm in 1982 which is today incorporated under the name “Allan Marshall & Associates Inc”.

“When I started the company 30 years ago, I knew the company would be bigger than providing debt solutions and credit counselling services. Our work has been about supporting the families of the Maritimes as they face some of the most challenging times of their lives. Years later, we’ve had the privilege of standing beside hundreds of families, helping them pave a way of hope”

Allan D. MarshallLicensed Insolvency Trustee & President
Mark Marshall - Headshot

New Brunswick: Saint John office

“I try to give every individual I meet advice on all of their available options relating to their financial health – discussing the pros and cons of each. Ultimately the individual will make their own decision on how they wish to proceed to correct their financial stress but with knowledge, comes informed decisions.” 

Bio:

Mark has been working in the insolvency field for 19 years, first as an administrative assistant followed as a counsellor, then an estate administrator, and as a Licensed Insolvency Trustee for the past 6 years.

When clients visit, he wants them to feel comfortable, un-judged and he does his best to explain all their options clearly so that when they leave they can make an informed decision.

He also enjoys hearing how their decisions help them to move forward with a fresh financial start.

In his spare time, Mark enjoys coaching both minor hockey in the winter months and minor baseball in the summer months. Outside of coaching, he likes to spend his spare time tinkering on his VW camper van. Mark was also an active board member with Music NB (Provincial music association) for close to 10 years.

Education:

  • BBA, University of New Brunswick, 2000
  • CIRP (Chartered Insolvency and Restructuring Professional), Canadian Association of Insolvency and Restructuring Professionals, 2012
  • Licensed Insolvency Trustee and Consumer Proposal Administrator, Government of Canada, 2013
Mark MarshallLicensed Insolvency Trustee

New Brunswick: Fredericton & Woodstock Offices.

“There isn’t anyone who understands debt more than a licensed trustee. I have always enjoy helping people restore balance and improve their quality of life by working together with the goal of solving their financial burdens.”

Robert D. JohnsonLicensed Insolvency Trustee

Nova Scotia : Halifax and Truro offices.

“I meet great people, we work together to find a solution to their financial difficulties and lift the burden that is holding them back from having a better life … I can’t imagine a more rewarding job!”

 

Francyne MyersLicensed Insolvency Trustee

From our Blog

Read more about how to resolve your financial issues and how our Insolvency Trustee’s can help…

Contact Allan Marshall & Associates, Inc. – We Can Help

BOOK YOUR FREE CONSULTATION WITH A LICENSED INSOLVENCY TRUSTEE




Contact Allan Marshall & Associates

Find an Allan Marshall & Associates, Inc. office location near you to book your free, confidential consultation with one of our licensed administrators in person or by phone.

Ready for a New Financial Future?

If you live in the Maritimes, there is an Allan Marshall & Associates office location near you. We’ll meet with you in person or over the phone. Call 1-888-371-8900 to schedule your no-obligation consultation today.  We will explain all your options so you can make an informed decision. The information is free.

They took the stress out of the situation and made sure I was in complete understanding of the steps needed to get back on track. I walked in very stressed but I walked out with a sense of ease I haven’t felt in a long while!

Rob W, Moncton client

We Live Where You Live

Allan Marshall & Associates, in business since 1979, has eight conveniently located Maritimes offices in New Brunswick, Nova Scotia and Prince Edward Island. These offices are part of your community, so you can be assured of getting the personalized service you deserve.

We have helped people from Bridgewater, Charlottetown, Fredericton, Halifax, Moncton, Saint John, Truro and Woodstock, as well as the surrounding cities and towns.

Why Choose Allan Marshall & Associates

We live where you live. At Allan Marshall & Associates, we are uniquely qualified to understand the local economic environment and help you through your individual situation. 

We understand your immediate concerns. That’s because our Trustees listen to you and assist you in identifying solutions, resolving your debt and keeping you on track for the future.

You need options? We present them to you, helping you to resolve your immediate problems and remain debt-free. Whether you require full bankruptcy service, a Consumer Proposal, credit counselling, or something in-between, we’ve got you covered.

Learn more:

Contact Allan Marshall & Associates

Call 1-888-371-8900 to schedule your no-obligation consultation today. 

How Do I Get Started?

Contact us at our toll free number 1-888-371-8900 or feel free to send an email or use the contact form instead. You’ll receive a personal response so that you can set up a free consultation at your convenience. 

You will meet personally with one of our licensed trustees dedicated to understanding your individual situation. Allan Marshall & Associate Trustees are friendly, yet professional. You can be assured that you’re in good hands.

We’ve helped many Atlantic Canadians find relief from debt. We can help you, too. 

It’s an important decision…and we are pleased that you are placing your trust in Allan Marshall & Associates.

We are open and here to help during this COVID-19 crisis. Call or email us for debt help.
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