Need help with your debt?​

Let Allan Marshall & Associates help you:

They took the stress out of the situation and made sure I was in complete understanding of the steps needed to get back on track. I walked in very stressed but I walked out with a sense of ease I haven’t felt in a long while!

Rob W., Moncton Client

    Get Help Today

    Book a risk-free 30-minute call with one of our experts to discuss your needs.

    After clicking the button, we will contact you to confirm a date and time for your consultation.

    Need help with your debt ?

    Let Allan Marshall & Associates help you:

    They took the stress out of the situation and made sure I was in complete understanding of the steps needed to get back on track. I walked in very stressed but I walked out with a sense of ease I haven’t felt in a long while!

    Rob W., Moncton Client

      Get Help Today

      Book a risk-free 30-minute call with one of our experts to discuss your needs.

      After clicking the button, we will contact you to confirm a date and time for your consultation.

      Debt Solutions

      Let us help you find YOUR debt solution. Find out more about your options:

      Bankruptcy is a legal process, designed for the honest unfortunate debtor. It is designed to assist an individual out of debt so that they may have a fresh financial start. When you file for or declare personal bankruptcy, you are voluntarily entering into a legal process that provides you with immediate protection against any further action by your creditors.

      A Consumer Proposal is a formal offer to creditors to settle outstanding debts. If you are having difficulties making your monthly payments, falling behind or getting over-whelmed by your debts; you are not alone. Just like you, thousands of individuals throughout the Maritimes have sought the protection and help of a consumer proposal.

      Credit counselling is the best way to provide education on proper money management. This includes budgeting, proper use of credit and debit , and also repayment of debt. We can help you develop a monthly budget and assist you with following your budget to reduce your debt. 

      Allan Marshall & Associates

      Allan Marshall & Associates Inc. is a Licensed Insolvency Trustee firm with locations throughout the Maritime provinces. Licensed by the Federal Government of Canada to administer bankruptcies, consumer proposals, receivership’s and other insolvency services. 

      The caring team at Allan Marshall & Associates have the knowledge and experience to assess your situation and offer the best advice for your particular need, whether you are a first time bankrupt or simply struggling to make ends meet.

      Who We Are

      At Allan Marshall & Associates, we surround ourselves with experienced, caring and dedicated Trustees and Administrators who are there to listen to you.  We will assess your situation and inform you of all possible solutions for your financial needs.

      How We Help

      We understand debt, and what causes it. There are numerous reasons why Canadians find themselves researching insolvency and ways to deal their financial problems.

      A Licensed Insolvency Trustee is different from a bankruptcy lawyer as they are specially licensed to oversee bankruptcies. They can help you through these problems to make sure it is done as quickly and efficiently as possible.

      Locations in the Maritimes

      We have locations throughout the Maritimes.  Find an office near you.

      Talk to a Trustee

      We take your questions very seriously. If you have a question about your debt, please contact us. We Can Help™

      Will I lose my house?

      If you have a house or vehicle secured by financing or mortgage you can keep them as long as the loan is current and remains up to date. Each situation is different, and your home will be discussed with you at a consultation. If your property has any equity, you should discuss this with your trustee.

      If I declare bankruptcy does my spouse have to?

      No, your spouse can decide how they need to proceed based on their own finances. Sometimes it makes sense for couples to file together and other times it makes sense for only one partner to file a proposal or bankruptcy.


      Read more about how to resolve your financial issues and how our Insolvency Trustee’s can help.

      monthly budget template

      Monthly Budget Template – Budgeting Made Easy

      What is a budget plan? Your budget plan (or spending plan) is the method you use to make sure that expenses do not exceed income, and that future commitments can be met. Although rarely “fun”, it is certainly satisfying when

      Is Covid debt piling up in the Maritimes 2

      Is Covid Debt Piling Up in the Maritimes?

      At first glance, it may seem like we fared pretty well during COVID in the Maritimes. Insolvencies took a drastic nose-dive during the mid to later part of 2020 as many Maritimers hunkered down in their homes to weather the


      • Jason C. Avatar
        Jason C.
        7/31/2021 - Google

        Matt Fader and Tara Craft helped turn my worst case scenario into a path back to success. Covid-19 obliterated my... read more

        BNI N. Avatar
        BNI N.
        7/26/2021 - Google

        Mary Ann Marriott is so helpful to anyone struggling with their finances. She is an expert at not only helping... read more

        Lorri S. Avatar
        Lorri S.
        7/15/2021 - Google

        I would like to say a huge thank you to the team of Alan Marshall and associates for all of... read more

        Mark R. Avatar
        Mark R.
        7/13/2021 - Google

        I reach out to them and they where Fantastic, very informative, respectful and friendly with a quick response. Krista... read more

      • Amy H. Avatar
        Amy H.
        7/13/2021 - Google

        I'd like to thank Olivia at Allan Marshall & Associates for her professionalism and ability to make a stressful time... read more

        Gail J. Avatar
        Gail J.
        7/07/2021 - Google

        I dealt with Kelley over the phone on two occasions and she was exceptionally professional, understanding and kind. These matters... read more

        Linda K. Avatar
        Linda K.
        7/06/2021 - Google

        Facing retirement was very stressful for me not knowing how I would manage financially but Allan Marshall and Associates made... read more

        Sarah C. Avatar
        Sarah C.
        6/26/2021 - Google

        After months of apprehension and aniexty, putting off getting in contact with Allen Marshall & Associates, I finally got in... read more

      • Nikki L. Avatar
        Nikki L.
        6/25/2021 - Google

        Kelly was amazing!!! The kindness, understanding were above and beyond. Extremely helpful and full of information. I... read more


        When I called I was so stressed, my mood was horrible, I had so little hope for getting out of... read more

        P.H. Avatar

        Olivia, thank you for all your help in this matter. I was quite upset about my financial situation and was... read more

        Doreen W. Avatar
        Doreen W.
        6/09/2021 - Google

        I had a great experience with Kelley on my first call. She was professional, courteous, and friendly. Very... read more

      • Jean-Yves D. Avatar
        Jean-Yves D.
        6/04/2021 - Google

        I was nervous about making the call but thanks to Olivia I wish I would have called a long time... read more

        Chelsea Avatar

        I've been dealing with the saint John office and everyone has been so helpful with my questions and concerns in... read more

        C.S. Avatar

        To anyone looking to talk to someone about Bankruptcy or Proposal. These are the people to talk to. They guided... read more

        Robyn S. Avatar
        Robyn S.
        5/11/2021 - Google

        I would highly recommend Allan Marshall & Associates. Even just to call and get a consultation, you have nothing to... read more

      • C&B Avatar

        Thank you! To the fabulous Alan Marshall Team,

        My husband and I did a Consumer Proposal about 5 years ago.
        Both of...
        read more

        Mary G. Avatar
        Mary G.
        5/10/2021 - Google

        I called in not knowing quite sure what the response would be. It’s been a hard few years, and it... read more

        D.C. Avatar

        My experience was amazing with Linda and Patrick in Charlottetown, PE. They both treated me so well and made me... read more

        Amanda P. Avatar
        Amanda P.
        5/05/2021 - Google

        I called this company after a really bad experience elsewhere. I was put through right away to Kelley who went... read more

      • Miss M. Avatar
        Miss M.
        5/01/2021 - Google

        I cannot recommend Allan Marshall, and in particular, Kelley from the Saint John branch, enough.

        I was concerned, nervous, embarrassed, ashamed,...
        read more

        Chris T. Avatar
        Chris T.
        4/22/2021 - Google

        I reached out to Allan Marshall for council.

        After speaking to the Trustee - Francyne Myers in the Halifax branch, I...
        read more

        Katrina G. Avatar
        Katrina G.

        My name is Katrina and I was as dealing with the Saint John location with Olivia Hooper. She was so... read more

        Heather M. Avatar
        Heather M.
        4/16/2021 - Google

        From the very beginning they gave me sound advice, they never made me feel bad about my financial situation... read more

      • D.Y. Avatar

        Thank you for taking the time to help me with my financial problems and helping me with meeting my financial... read more

        Joanne H. Avatar
        Joanne H.
        4/14/2021 - Google

        Kelley was extremely informative and professional while making me feel at ease at the same time. She took lots of... read more

        DawnofDarkness Avatar
        4/14/2021 - Google

        this was very helpful and i would recommend this to anyone. It's so easy to understand and the person i... read more

        Masters D. Avatar
        Masters D.
        4/12/2021 - Google

        Allan Marshall & Associates were great to deal with. Very professional and informative on the available options.
        I would recommend...
        read more

      • Marc L. Avatar
        Marc L.
        4/10/2021 - Google

        Had amazing service with ashley , made sure i understood every detail and was very patient, would recommend calling 100%... read more

        Ryan M. Avatar
        Ryan M.
        4/08/2021 - Google

        Olivia was a pleasure to speak with. Very informative and professional. Definitely would recommend speaking with her. Super comfortable. Thanks... read more

        Ronan C. Avatar
        Ronan C.
        4/05/2021 - Google

        i spoke with Kelly Hebb and she was so professional and detailed and answered all of my questions fully and... read more

        Richard C. Avatar
        Richard C.
        4/04/2021 - Google

        I was stressed, freaking out, so tired of the collection notices and harassing phone calls at all hours of... read more

      • Carole N. Avatar
        Carole N.
        4/02/2021 - Google

        Today I had the pleasure of speaking with Mary Ann. She made me feel very comfortable with a difficult life... read more

        J.L. Avatar

        I called around a few places for financial advice and to explore my options, and Olivia very pleasant, helpful and... read more

        C.L. Avatar

        My experience was great when I had my appointment with Mark in the Saint John location. I was very nervous... read more

        T.G. Avatar

        Thank you to Kelley H. for getting back to me so quickly about my inquiry, and help providing me with... read more

      • James Avatar

        Francyne, Thank you for reaching out to me.
        You were by far the most attentive and compassionate Trustee...
        read more

        CATHERINE M. Avatar
        CATHERINE M.
        3/16/2021 - Google

        Maryanne sailed me thru this very trying time. I was so nervous about the credit counselling but she made... read more

        J T. Avatar
        J T.
        3/16/2021 - Google

        Olivia was wonderful discussing our situation, she gave us some very help full info. She made the process... read more

        3/16/2021 - Google

        Kelly has been amazing to deal with so far! She is easy to speak to, I don't feel judgement... read more

      Contact Allan Marshall & Associates – We Can Help

      Find an Allan Marshall & Associates, Inc. office location near you to book your free, confidential consultation with one of our licensed administrators in person or by phone.

      Ready for a New Financial Future?

      If you live in the Maritimes, there is an Allan Marshall & Associates office location near you. We’ll meet with you in person or over the phone. Call 1-888-371-8900 to schedule your no-obligation consultation today. We will explain all your options so you can make an informed decision. The information is free.

      We Live Where You Live

      Allan Marshall & Associates, in business since 1979, has 10 offices conveniently located Maritimes offices in New Brunswick, Nova Scotia and Prince Edward Island. These offices are part of your community, so you can be assured of getting the personalized service you deserve. 

      We have helped people from Bridgewater, Charlottetown, Dartmouth, Fredericton, Halifax, Moncton, Saint John, Summerside, Truro and Woodstock, as well as the surrounding cities and towns.

      Why Choose Allan Marshall & Associates

      We live where you live. At Allan Marshall & Associates, we are uniquely qualified to understand the local economic environment and help you through your individual situation.

      We understand your immediate concerns. That’s because our Trustees listen to you and assist you in identifying solutions, resolving your debt and keeping you on track for the future.

      You Have Options

      You need options? We present them to you, helping you to resolve your immediate problems and remain debt-free. Whether you require full bankruptcy service, a Consumer Proposal, credit counselling, or something in-between, we’ve got you covered.

      How Do I Get Started?

      Contact us at our toll free number 1-888-371-8900 or feel free to send an email or use the contact form instead. You’ll receive a personal response so that you can set up a free consultation at your convenience. You will meet personally with one of our licensed trustees dedicated to understanding your individual situation. Allan Marshall & Associate Trustees are friendly, yet professional. You can be assured that you’re in good hands. We’ve helped many Atlantic Canadians find relief from debt. We can help you, too.

      It’s an important decision…and we are pleased that you are placing your trust in Allan Marshall & Associates.

      We are open and here to help during this COVID-19 crisis. Call or email us for debt help.