Inflation has always been a problem, but it has become a particular headache for Canadians in recent months, stretching many budgets to breaking point. The purchasing power of every dollar has dropped by levels not seen...
Searching for Canada Government Grants for Debt Relief? We Can Help
If you’re finding your debt impossible to manage, you may be wondering if there are any Canadian government grants available to help you pay off your debt. The experts at Allan Marshall & Associates explain how government grants work and other types of debt relief you have to consider. Find out more.
Bankruptcy Fraud – Understanding the Criminal Code of Canada & Bankruptcy Laws
Bankruptcy can help honest Canadians who are struggling with unmanageable debt find a fresh start. Unfortunately, some individuals choose to abuse the system by engaging in Bankruptcy fraud. Learn more.
Have You Received a Letter Requesting CERB Repayment?
CERB (Canada Emergency Response Benefit) provided much needed relief to working Canadians hard-hit by the Covid-19 pandemic. Eligible recipients could receive $2,000 per four week period. Unfortunately, the government...
Why Is Personal Insolvency in New Brunswick on the Rise
The economic problems caused by the pandemic have led to a rise in personal insolvency in New Brunswick and elsewhere. The end of government support like CERB and CRB, inflation, and interest rate hikes have caused financial problems for many people in New Brunswick.
Learn How to Survive a Personal Financial Crisis
A personal financial crisis can be caused by various life events, in which your financial security is at risk. Perhaps you've experienced job loss or illness which has affected your income, or the COVID-19 pandemic has...
As of Oct. 2021, Debt Collection Agencies Can Work Remotely in Nova Scotia
Nova Scotia was one of two provinces in Canada that typically didn’t allow employees in the collection agency to work from home. This changed in October 2021, with an amendment to the Collection and Debt Management Agencies Act allowing Nova Scotia debt management agents to work remotely.
Behind on Your Utility Bills? Don’t Wait Until the Electricity Company Installs a Load Limiter
The rising cost of living has affected electricity bill prices. If you struggle to keep on top of your utility bill payments, you may get put on an electricity load limiter. The experts at Allan Marshall & Associate explain how electricity load limiter and how a Licensed Insolvency Trustee can help you.
Surplus Income Payments: What Are They and How Do They Affect You?
When filing for Bankruptcy, you may need to pay surplus income payments depending on your income. How surplus income payments work can feel complicated, especially if this is your first Bankruptcy. Here, we explain how surplus income payments work and how a Licensed Insolvency Trustee can put your mind at ease. Find out more.
What Does Bankruptcy Discharge Mean? How Do I Get Discharged From My Bankruptcy?
When filing for Bankruptcy, you’ll be waiting for the day you’re discharged and can begin your fresh start. But what does Bankruptcy discharge mean and how do you get discharged? Our guide covers how Bankruptcy discharge works and how to rebuild your credit score after Bankruptcy.