We understand your financial problems.
Not everyone can take the same path for financial help. Depending on your situation, you may have to choose one option over another. Many people often do not know what options to take. If you are feeling overwhelmed by debt and having trouble with which path you should take – Speak to a Licensed Insolvency Trustee. We Can Help.
Compare your options:
Consumer Proposal
Pay back a portion of your debt within 5 years. Keep certain assets.
Remains on record for 3 years after last payment.
Bankruptcy
Get out of Debt in 9-21 months. Keep certain assets
Remains on record for 6 Years (or 14 if it’s a second bankruptcy)
Consolidating Credit
Refinance your home or apply for loan
Set up a single monthly payment at a fixed rate