Fresh produce

Eating Healthy on a Budget

Does eating healthy on a budget seem like a goal that’s out of reach for you? After all, a healthy lifestyle does not come cheap. As a Licensed Insolvency Trustee, I counsel many hard-working Canadians on how best to manage

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Canadian Bankruptcy Rules

Canadian Bankruptcy Rules

Is your credit card debt so crushing that you don’t see yourself being able to make a dent in it? If so, you should know that the Canadian Bankruptcy Rules were put in place for hard-working debtors just like you.

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New Requirements For Insolvency Counselling In Canada

New Requirements For Insolvency Counselling In Canada

The Government of Canada has introduced new rules for the mandatory insolvency counselling sessions that are required with every insolvency proceeding. The new directive called 1R4 is being implemented by the Office of the Superintendent of Bankruptcy, (OSB). As of

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student debt

Tuition: The Source Of Student Debt

Going to a post-secondary school is a new adventure. It’s a time of discovery. You may discover your passions, your career and even yourself. However, this discovery comes at a price, and every year tuition prices continue to rise. As

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debt management

Debt Management: Read This First!

When you are struggling with debt, a helping hand can be a much-needed relief. But, be careful, not all help is good help. Debt management is a well-known debt relief strategy that helps debtors to repay what they owe, but

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separation can cause financial crisis

Separation Can Cause a Financial Crisis

In Canada, 41% of all marriages end in divorce before they reach their 30th anniversary. It is certainly an emotionally draining and devastating experience. However, few people realize that it can also wreak havoc on your financial stability. As a

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Payday Loan

The Payday Loan – Why Is It So Dangerous?

In Canada, over the past year, internet searches for payday loans have been on the rise. They outnumber searches for every other type of loan including mortgages, student loans, consolidation loans, and car loans. However, as you have probably heard, a

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