8 Tips to Take Charge of Your Finances During Financial Literacy Month
You know how the budget game is played. It’s income minus expenses in the quest for more money at month-end. Yet, despite your many attempts at following a budget, you sometimes feel like throwing in the towel. You pledge that
Wondering How to Find Debt Relief? We Can Help!
Debt relief is your chance to put your financial problems behind you. For too many Canadians, debt has become a way of life. Too much debt can lead to high levels of stress. It can even impact your future. If
Never-Ending Debt And How To Stop It
Do you feel like your never-ending debt is running your life? Many times, we end up in debt fully intending that it will be temporary, and we’ll pay the loan back as soon as we can. And then life happens.
Valuable Summer Savings Tips You Need To Know
If you’re in university or college, you’re likely getting the education you need for your future career. But you might not be as knowledgeable about your personal finances as you are your major. Our summer savings tips can help you
Preparing for Higher Interest Rates When You Are in Debt
Canadians are preparing for higher interest rates. Are you doing everything you can to get ready, too? Big rate hikes are coming for consumers in Canada. In fact, they’re already beginning to appear. The Bank of Canada has been hiking
Eating Healthy on a Budget
Does eating healthy on a budget seem like a goal that’s out of reach for you? After all, a healthy lifestyle does not come cheap. As a Licensed Insolvency Trustee, I counsel many hard-working Canadians on how best to manage
Canadian Bankruptcy Rules
Is your credit card debt so crushing that you don’t see yourself being able to make a dent in it? If so, you should know that the Canadian Bankruptcy Rules were put in place for hard-working debtors just like you.
Expert Halifax Debt Solutions – Help for Single Parents
It’s difficult for any hard-working Canadian to manage their debt. However, a single parent in need of debt solutions has a unique set of challenges to face. Not only are you the sole earner for your entire family, but you’re
What Type of Debt Can I Pay Off With a Consumer Proposal?
Consumer proposals are the number one way to help people get out of debt more easily. They allow you to continue living without the hardship that might be caused by other types of debt proposals. This is because a consumer
New Requirements For Insolvency Counselling In Canada
The Government of Canada has introduced new rules for the mandatory insolvency counselling sessions that are required with every insolvency proceeding. The new directive called 1R4 is being implemented by the Office of the Superintendent of Bankruptcy, (OSB). As of
Holiday Hangover! Recover From Your Christmas Debt!
Buying gifts can be a gratifying experience, especially when you’ve scored so many good deals. But even the best deals can add up for unsuspecting holiday shoppers. If you’re feeling a familiar feeling of dread when you open your credit
Tuition: The Source Of Student Debt
Going to a post-secondary school is a new adventure. It’s a time of discovery. You may discover your passions, your career and even yourself. However, this discovery comes at a price, and every year tuition prices continue to rise. As