right time to declare personal bankruptcy

When Is the Right Time to Declare Personal Bankruptcy?

Since the pandemic was declared hundreds of thousands of Canadians have lost their jobs and find themselves unable to make their basic monthly payments. Fortunately, our Canadian Government has stepped up and assisted financially.  Banks have offered deferred payments and

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The Heavens are Crying

The Heavens are Crying

Francyne Myers, Licensed Insolvency Trustee in our Halifax and Truro offices recently wrote the following about the recent tragedy. We would like to share her thoughts with you. The Heavens are Crying That was my first thought this morning as I awoke to

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New Wage Garnishment in New Brunswick

Residents of New Brunswick, especially those in debt, should be made aware of recent changes to provincial legislation that changes the scope of the assets available for seizure by judgement creditors. The Enforcement of Money Judgements Act came into force

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Never Ending Debt Help Sign

Never-Ending Debt And How To Stop It

Do you feel like your never-ending debt is running your life? Many times, we end up in debt fully intending that it will be temporary, and we’ll pay the loan back as soon as we can. And then life happens.

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Fresh produce

Eating Healthy On a Budget

Does eating healthy on a budget seem like a goal that’s out of reach for you? After all, a healthy lifestyle does not come cheap. As a Licensed Insolvency Trustee, I counsel many hard-working Canadians on how best to manage

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Canadian Bankruptcy Rules

Canadian Bankruptcy Rules

Is your credit card debt so crushing that you don’t see yourself being able to make a dent in it? If so, you should know that the Canadian Bankruptcy Rules were put in place for hard-working debtors just like you.

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