When filing for Bankruptcy, you’ll be waiting for the day you’re discharged and can begin your fresh start. But what does Bankruptcy discharge mean and how do you get discharged? Our guide covers how Bankruptcy discharge works and how to rebuild your credit score after Bankruptcy.
If you’re finding your student loan repayments too much to manage, you may be considering a loan Repayment Assistance Plan (RAP). The experts at Allan Marshall & Associates cover how a RAP works and how a Licensed Insolvency Trustee can support you.
Vehicle repossession can be a way to clear your debts, but you won’t always lose your car when filing for Bankruptcy. Our guide covers how vehicle possession works when you declare Bankruptcy in Alberta and how a Licensed Insolvency Trustee can support you through the process.
If you have recently lost your job and you’re struggling with how to pay off your debts, you may be considering Bankruptcy. Before you make a decision, it’s important to discuss your options with a Licensed Insolvency Trustee in Alberta. Take a step towards financial wellbeing with the help of Allan Marshall & Associates today.
If you owe money to your bank in the form of credit cards, loans, a line of credit, or an overdraft account, it’s advised you open a new account at a new bank or financial institution before you file for a Consumer Proposal or Bankruptcy.
How do you find your debt to income ratio? It’s a simple calculation. It’s also an important number. In addition to your credit score, lenders use it and you should, too. If your debt to income ratio is low, under 36 percent according to experts, that’s good. If you pay your bills on time, you should receive the most favorable credit terms. It tells lenders that you are using credit responsibly and that you will be able to pay them back.
Addiction like online gambling and shopping implies financial loss and can result in several overwhelming consequences. Here’s what you can do to help overcome your addiction and struggle with debt.
I recently read a Google ad that said “Bankruptcy is expensive” apply for a loan with us. The company ad went on to say in fine print with tiny font size, interest rate is 34.99%. This got me thinking. Let’s
If your reasons for seeking professional financial help have to do more with overwhelming debt and less with investment advice, an LIT may be a better fit for you. Licensed Insolvency Trustees (LITs) are federally licensed and regulated professionals who provide financial advice and services to individuals and businesses with debt problems.