Holidays That Don’t Break The Bank – Holiday Spending & Budget Management
It may be the most wonderful time of the year, but the holidays can also be a major minefield for anyone who wants to have cash left over at the end of it. And as much as you may start
FAQ about Bankruptcy
A first time bankrupt, without surplus income, would be eligible to be discharged from bankruptcy nine months plus a day from the start of the bankruptcy.
Debt Management: Read This First!
When you are struggling with debt, a helping hand can be a much-needed relief. But, be careful, not all help is good help. Debt management is a well-known debt relief strategy that helps debtors to repay what they owe, but
Separation Can Cause a Financial Crisis
In Canada, 41% of all marriages end in divorce before they reach their 30th anniversary. It is certainly an emotionally draining and devastating experience. However, few people realize that it can also wreak havoc on your financial stability. As a
6 Payday Loan Debt Relief Options: Tactics to Resolve Payday Advances
In Canada, over the past year, internet searches for payday loans have been on the rise. They outnumber searches for every other type of loan including mortgages, student loans, consolidation loans, and car loans. However, as you have probably heard, a
Considering Filing For Bankruptcy In New Brunswick?
If you’re experiencing financial struggles, you’re not alone. A recent Ipsos poll found that the average Canadian owes just over $85,000 in consumer debt, excluding their mortgage. And if you’re already having difficulty making ends meet every month, chances are
Most Canadian Debtors Don’t Need a Bankruptcy Lawyer – Here’s Why
Are you experiencing financial difficulties and looking for a solution? If so, you’re probably doing some online research about your debt relief options. And yet many debtors come into our offices confused about their rights, and in particular about the
It’s Never Too Early To Teach Your Kids About Money
For many of us, personal finance and money management was not taught in school. We had to navigate the financial world on our own, learning as we went and sometimes making costly mistakes. Some people never quite learn how to
How to Find the Right Solutions to Your Financial Problems
If you’re struggling financially, you are not alone. Many hard-working Canadians find that they simply don’t make enough money to pay off what they owe. And the amount they owe just keeps on growing. In an overwhelming majority of cases,
A Consumer Proposal in New Brunswick May Be Your Best Debt Solution
Are you struggling to make ends meet every month? A New Brunswick Consumer Proposal may be your best solution. Has living with debt become your norm? There are debt relief options available that can help to eliminate your debt once and
Insolvency Stats in Canada 2017: A Seesaw of Age and Interest Rates in the Maritimes
Insolvency numbers in the Maritimes are falling at a faster rate than Canada’s average, but this statistic could mask an underlying fragility. Economic growth in the region is predicted to fall well short of the Canadian average over the next
Why “Bankruptcy Trustees” No Longer Exist In Canada
It used to be that the individuals authorized to administer bankruptcies in Canada were called “Trustee in bankruptcy” or “bankruptcy trustees.” But this designation was recently changed by the federal government to Licensed Insolvency Trustees (LITs). Why the change? Let’s