Personal Bankruptcy Blog
money stress

Living Beyond Your Means

Living within your means = meaningful living. In today’s age of consumerism it is arguably easy to live beyond your means. Every time you turn around you face some type of advertising message telling you that you can have more,

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The Power of Your Credit Score

The Power of Your Credit Score

Understand the Power of Your Credit Score It seems that we are being bombarded everywhere we turn these days with advertising suggesting that we should know our Credit Score.  But what exactly is a Credit Score?  In Canada, Credit scores

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divorce debt

How Does Divorce Affect Bankruptcy?

If you separating from a spouse, you will now possibly be on your own for bill payments.   Try to cut back on spending, as you may now be down to one income (if your spouse was contributing) Open a

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student loans student

Student Loans in Bankruptcy

Individuals across the Maritimes contact Allan Marshall & Associates Inc to inquire about student loan debts and often we are asked similar questions. Some of the common questions are answered below. Does bankruptcy help with student loans? Yes, bankruptcy can help

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credit card

How Long Will It Take to Get My Credit Back?

How long will it take to re-establish credit after bankruptcy? The ability to re-establish credit will depend on a number of factors. Many of which have nothing to do with having filed for bankruptcy. Some of the items considered with

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How Do I Get My Credit Back?

If you are suffering the results of bad past decisions, or have recently been discharged from Bankruptcy and are looking to restart your credit history there a few ways to get things moving.  However, it is a slow process which

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Can i afford my degree

Can I Afford My Degree?

Can I afford my degree? Is often a question that goes unanswered by students prior to embarking on a field of study financed through student loans. The common result is the student graduating with a degree or diploma that doesn’t

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rent or buy chair table

Housing – To Buy or Rent?

Housing, do you buy or rent? Sometimes people have the misconception that it is cheaper to purchase a house with a monthly mortgage payment than to rent based on comparing the mortgage payment to monthly rent. However, in actuality this

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Debt Management Options

There are a number of contributing causes of financial stress, some of which are beyond the control of an individual and accordingly are difficult to include in a financial plan. Some of the most common contributing causes of financial stress

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avoid christmas hangover

Top 8 Ways to Avoid the Christmas Hangover

The Christmas Season is once again almost upon us as we see the tell-tale signs of decorations being hung and hear intermittent seasonal music playing when travelling around.   You think to yourself that Christmas seems to be coming quicker every

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