Does eating healthy on a budget seem like a goal that’s out of reach for you?
After all, a healthy lifestyle does not come cheap.
As a Licensed Insolvency Trustee, I counsel many hard-working Canadians on how best to manage their finances. I...
What Type of Debt Can I Pay Off With a Consumer Proposal?
Consumer proposals are the number one way to help people get out of debt more easily. They allow you to continue living without the hardship that might be caused by other types of debt proposals. This is because a...
Holiday Hangover! Recover From Your Christmas Debt!
Buying gifts can be a gratifying experience, especially when you've scored so many good deals. But even the best deals can add up for unsuspecting holiday shoppers. If you're feeling a familiar feeling of dread...
Considering Filing For Bankruptcy In New Brunswick?
If you’re experiencing financial struggles, you’re not alone.
A recent Ipsos poll found that the average Canadian owes just over $85,000 in consumer debt, excluding their mortgage.
And if you’re already having difficulty making ends...
How Long Will It Take To Get My Credit Back?
How long will it take to re-establish credit after bankruptcy?
The ability to re-establish credit will depend on a number of factors. Many of which have nothing to do with having filed for...
How should I handle creditor calls and harassment?
Creditors do have certain rights to collect upon their debts; however you need to know you have rights too.
- A creditor is allowed to call to enquire about their debts and request a payment plan. They are however restricted on what...
How is my spouse affected by my bankruptcy?
Technically bankruptcy does not affect your spouse or common-law partner.
- Your spouse or partner would only be responsible for debts they...