Everywhere you look these days there seems to be a Payday store on every corner. They advertise quick cash whenever you need it - from a leaky roof, medical issues, unexpected emergencies, and other financial shortfalls. Loans usually range...
My Pay Check Never Lasts
Today we seem to be living in a new world where everyone’s pay check remains unchanged over longer periods of time while the costs of Fuel, Groceries, and Utilities are on a constant increase. Accordingly, more and more people are feeling the...
Can I Afford My Degree?
Can I afford my degree? Is often a question that goes unanswered by students prior to embarking on a field of study financed through student loans. The common result is the student graduating with a degree or diploma that doesn’t generate...
Housing – To Buy or Rent?
Housing, do you buy or rent? Sometimes people have the misconception that it is cheaper to purchase a house with a monthly mortgage payment than to rent based on comparing the mortgage payment to monthly rent. However, in actuality this...
Debt Management Options
There are a number of contributing causes of financial stress, some of which are beyond the control of an individual and accordingly are difficult to include in a financial plan. Some of the most common contributing causes of financial stress...
The Power of Your Credit Score
It seems that we are being bombarded everywhere we turn these days with advertising suggesting that we should know our Credit Score. But what exactly is a Credit Score? In Canada, Credit scores range from 300 to 900, with 900 being the best....
Top 8 Ways to Avoid the Christmas Hangover
The Christmas Season is once again almost upon us as we see the tell-tale signs of decorations being hung and hear intermittent seasonal music playing when travelling around. You think to yourself that Christmas seems to be coming quicker...
What Does Your Credit Report Say About You?
What Does Your Credit Report Say About You?
If you have ever taken out a loan, used a credit card, or financed a vehicle then you have a Credit Report which details your credit history which helps banks and businesses to...
Student Loans in Bankruptcy
Individuals across the Maritimes contact Allan Marshall & Associates Inc to inquire about student loan debts and often we are asked similar questions. Some of the common questions are answered below.
Does bankruptcy help with student...
Tips to Reduce Expenses
Allan Marshall & Associates Inc would like to help individuals maximize the enjoyment of their money and help individuals find ways to live within their budget.
Sometimes the little things are enough to help someone out of financial...