There’s no doubt about it – the cost of living in Alberta is continuing to rise. If you are drowning in debt, reach out to a Licensed Insolvency Trustee. They are trained credit counsellors and can help you get your finances back on track.
Explore great resources for managing money like a monthly budget template and how to break back money habits. Topics like retirement planning and avoiding financial stress in your relationships are also addressed.
Canada Inflation: What Is It? What Can You Do About it?
Inflation has always been a problem, but it has become a particular headache for Canadians in recent months, stretching many budgets to breaking point. The purchasing power of every dollar has dropped by levels not seen...
Behind on Your Utility Bills? Don’t Wait Until the Electricity Company Installs a Load Limiter
The rising cost of living has affected electricity bill prices. If you struggle to keep on top of your utility bill payments, you may get put on an electricity load limiter. The experts at Allan Marshall & Associate explain how electricity load limiter and how a Licensed Insolvency Trustee can help you.
Why You Should Open a New Bank Account Before Filing a Bankruptcy or Consumer Proposal
If you owe money to your bank in the form of credit cards, loans, a line of credit, or an overdraft account, it’s advised you open a new account at a new bank or financial institution before you file for a Consumer Proposal or Bankruptcy.
How to Find Your Debt to Income Ratio (The Easy Way!)
How do you find your debt to income ratio? It’s a simple calculation. It’s also an important number. In addition to your credit score, lenders use it and you should, too. If your debt to income ratio is low, under 36 percent according to experts, that’s good. If you pay your bills on time, you should receive the most favorable credit terms. It tells lenders that you are using credit responsibly and that you will be able to pay them back.
Addiction and Debt Problems: How to Deal With Them
Addiction like online gambling and shopping implies financial loss and can result in several overwhelming consequences. Here’s what you can do to help overcome your addiction and struggle with debt.
Should I Take Out a High Interest Loan to Pay Off My Debt?
I recently read a Google ad that said “Bankruptcy is expensive” apply for a loan with us. The company ad went on to say in fine print with tiny font size, interest rate is 34.99%.
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How to Avoid Scams and Scammers
Fake CRA calls are plaguing Canada and the tactics scammers use are getting more aggressive. Learn how to avoid scams and scammers here.
Bad Money Habits and How to Break Them
Here are some of the worst bad money habits and how you can break them starting today.
Avoiding Financial Stress in Your Relationship
As you know, finances are a subject most households either avoid, or have very intense views about. It can cause resentment towards each other as couples, but does it have to be this way? The short answer is: Absolutely not!