The following are stories of ways in which we have helped individuals overcome debt. Client names have been changed, but the stories are real. Debt is a common problem and often, by reading about others situations, we can begin to understand how we can turn it around or learn how to ask for help.
Everyone’s situation is unique and all individuals struggling with debt should consult a Licensed Insolvency Trustee to determine their best solution.
James’ Story
Divorce
Bankruptcy helped James deal with debts incurred after his divorce.
Scott’s Story
Business Failure
A Consumer Proposal helped Scott through business CRA debts.
Lisa’s Story
Single Parent
Lisa’s overspending caused her to go down the hole of credit card debt, but a Consumer Proposal put her on the path to financial recovery.
Maria’s Story
Job Loss
A Consumer Proposal helped Maria deal with debts incurred after her move and the inability to find new work.
Joe’s Story
Money Management
Better management of his finances and learning how to budget, helped Joe through rough times.
Charles’ Story
Gambling Debts
Debt Counselling sessions and filing bankruptcy helped Charles regain control of this finances.
Jason’s Story
Too Many Loans
Jason turned to fast payday loans to help him out of a tight spot, but after so many, he realized he could not keep up. A Consumer Proposal helped him clean up his debt and get back on track.











