Skip to content
A Move Full of Hope: Maria’s Story
When her husband Daniel was offered a job in another province, Maria didn’t hesitate. It was the opportunity they’d been waiting for – a real step forward for their family. She left behind a job she’d held for six years, and together they packed up their two kids and their life, ready to start fresh. They sold their house, and most of the proceeds went straight into the move: moving trucks, deposits, and the dozens of hidden costs that come with relocating a family across the country.
Daniel found work almost immediately. Maria didn’t. Weeks turned into months of resumes and interviews that led nowhere, while the bills, she’d once managed easily, a car payment, credit cards, CRA, a personal loan kept coming due. Daniel did everything he could, picking up extra hours and handing over what he earned. But his paycheck barely covered rent, groceries, and the everyday costs of raising two kids in a new city. There was nothing left to put toward Maria’s debts.
Eventually, the car was repossessed. It was a quiet, devastating morning that made everything feel real in a way the bills never had. Maria carried the shame in silence for months, taking collection calls behind a locked bathroom door so her kids wouldn’t hear.
It was Daniel who finally said what she couldn’t: “We need help”
Maria filled out our online form one night, unsure of what to expect. When she got a call back, no one lectured her or asked her to explain how things had gotten out of control. They listened and provided all the information she needed to know about her options. She already felt relief.
After discussions with her husband, she decided a Consumer Proposal was her best option because it gave Maria a way to consolidate her debt into one manageable plan, without losing anything more than she already had.
| Pay Day Fast Loans | $23,150 |
| CRA Debt | $6,000 |
| Credit Card Debt | $6,900 |
| Total | $36,050 |
The Consumer Proposal offer was accepted, and she was able to make affordably monthly payments of $250 for 60 months. For the first time since they’d packed up and moved, she felt at ease.
Life changes – a move, a job loss, an unexpected setback can throw even the most careful financial plans off track. If you’re feeling overwhelmed by debt, know that there’s no shame in asking for help.
