Bankruptcy & Consumer Proposal in St. Martins, New Brunswick
St. Martins is a charming village that captures the essence of Maritime life, known for its rugged coastline, warm community spirit, and daily rhythms guided by the World’s Highest Tides. Visitors and residents can explore sea caves at low tide, hike the scenic Fundy Trail Parkway, or relax on pebble beaches, while the village’s rich shipbuilding history is evident in its well-preserved 19th-century architecture and local museums.
Struggling with debt? You are not alone. Many face financial challenges, but there are solutions available. Allan Marshall & Associates Inc., a Licensed Insolvency Trustee, can help you explore debt relief options such as Bankruptcy and Consumer Proposals. Your path to financial stability begins with a simple phone call or email.
Although we currently do not have a local office directly in St. Martins, we would be happy to schedule an appointment by phone or video conference at a time convenient for you. Our Saint John office is serving this region at 555 Somerset Street, Suite 118, Saint John, NB if you wish to meet in person.
Your St. Martins Debt Relief Options:
Bankruptcy
Bankruptcy is a legal process, designed to give Canadian debtors a second financial chance. When you file for or declare personal bankruptcy, you are discharged from many of your unsecured debts and in exchange, your LIT will sell many of your assets to pay back your creditors. A Licensed Insolvency Trustee is the only professional in Canada who can administer a Bankruptcy or Consumer Proposal.
Consumer Proposals
A Consumer Proposal is a formal offer to creditors to settle outstanding debts and is a helpful tool to provide the additional assistance needed to take control of debt problems. Generally, a Consumer Proposal is comprised of a monthly payment over a certain period of time no longer than 5 years. How we calculate the amount of that payment is determined by individuals’ circumstances, including your income and the assets you own.
Credit Counselling
Credit counselling is the best way to provide education around proper money management. This includes budgeting, proper use of credit and debit and also the repayment of debt. Licensed Insolvency Trustees are also credit counsellors. They can help you develop a monthly budget and assist you with following that budget to reduce your debt.
Find the Office that Serves the St. Martins Area
How We Can Help
Allan Marshall & Associates Inc. is here to help those struggling to make ends meet. Offering expert debt relief solutions and personalized guidance from Licensed Insolvency Trustees, we assist residents in regaining control of their finances and achieving debt-free living. Take the first step towards financial freedom and contact us today.
For a free consultation reach out to us today at 1-888-371-8900 or online. We are here to discuss your options and help you achieve a debt-free future.
