Bankruptcy is a legal process, designed for the honest unfortunate debtor. It is designed to assist an individual out of debt so that they may have a fresh financial start. When you file for or declare personal bankruptcy, you are voluntarily entering into a legal process that provides you with immediate protection against any further action by your creditors. [Read More]
A Consumer Proposal is a formal offer to creditors to settle outstanding debts. If you are having difficulties making your monthly payments, falling behind or getting over-whelmed by your debts; you are not alone. Just like you, thousands of individuals throughout the Maritimes have sought the protection and help of a Consumer Proposal. [Read More]
Credit counselling is the best way to provide education on proper money management. This includes budgeting, proper use of credit and debit , and also repayment of debt. We can help you develop a monthly budget and assist you with following your budget to reduce your debt. [Read More]
