A Consumer Proposal is a formal offer to creditors to settle outstanding debts. If you are having difficulties making your monthly payments, falling behind or getting over-whelmed by your debts; you are not alone. Just like you, thousands of individuals throughout the Maritimes have sought the protection and help of a consumer proposal.
To understand proposals you first have to recognize that most individuals experiencing financial problems want to pay their debts, however, many individuals are simply unable without additional help! A Consumer proposal is a tool to provide the additional help needed to take control of debt problems.