There are two questions I ask when giving presentations on money management. Where do you think you are (financially)? And where are you really?
The question,...
Mary Ann has been working in the insolvency industry for 25 years. In 2005 Mary Ann received her Chartered Insolvency & Restructuring Professional (CIRP) designation and attained her license as a Licensed Insolvency Trustee (LIT) in 2014. She is passionate about helping others become financially literate, and has been a guest speaker to various groups and organizations on the topic of Money Management. Mary-Ann also hosts a weekly radio show, as a volunteer in her community. Her tagline is “Helping you have happier, healthier finances”.
Learn These 5 Tips to Protect Yourself from Financial Fraud
Your information is everywhere. So how do you protect yourself from financial fraud? One of the most common types of financial fraud is identity theft. This occurs when someone steals your personal identifying information...
When Is the Right Time to Declare Personal Bankruptcy?
Since the pandemic was declared hundreds of thousands of Canadians have lost their jobs and find themselves unable to make their basic monthly payments. Fortunately, our Canadian Government has stepped up and assisted...
Make the Most of Isolation – 6 Things You Can Do Now to Improve Your Finances Now and Later
8 Tips to Take Charge of Your Finances During Financial Literacy Month
You know how the budget game is played. It’s income minus expenses in the quest for more money at month-end. Yet, despite your many attempts at following a budget, you sometimes feel like throwing in the towel. You...
Wondering How to Find Debt Relief? We Can Help!
Debt relief is your chance to put your financial problems behind you. For too many Canadians, debt has become a way of life. Too much debt can lead to high levels of stress. It can even impact your future.
If you're wondering how to find...
Never-Ending Debt And How To Stop It
Do you feel like your never-ending debt is running your life?
Many times, we end up in debt fully intending that it will be temporary, and we'll pay the loan back as soon as we can. And then life happens.
Feeling like you have never-ending debt...
Valuable Summer Savings Tips You Need To Know
If you’re in university or college, you’re likely getting the education you need for your future career. But you might not be as knowledgeable about your personal finances as you are your major. Our summer savings tips can...
Preparing for Higher Interest Rates When You Have Mortgage Debt
Canadians are preparing for higher interest rates. Are you doing everything you can to get ready, too? Big rate hikes are coming for consumers in Canada.
In fact, they’re already beginning to appear. The Bank of Canada has...
Eating Healthy on a Budget
Does eating healthy on a budget seem like a goal that’s out of reach for you?
After all, a healthy lifestyle does not come cheap.
As a Licensed Insolvency Trustee, I counsel many hard-working Canadians on how best to manage...