Buying gifts can be a gratifying experience, especially when you've scored so many good deals. But even the best deals can add up for unsuspecting holiday shoppers. If you're feeling a familiar feeling of dread...
Tuition: The Source Of Student Debt
Going to a post-secondary school is a new adventure. It’s a time of discovery. You may discover your passions, your career and even yourself. However, this discovery comes at a price, and every year tuition prices continue to rise. As a result,...
The Payday Loan – Why Is It So Dangerous?
In Canada, over the past year, internet searches for payday loans have been on the rise. They outnumber searches for every other type of loan including mortgages, student loans, consolidation loans, and car loans. However, as you have probably...
Considering Filing For Bankruptcy In New Brunswick?
If you’re experiencing financial struggles, you’re not alone.
A recent Ipsos poll found that the average Canadian owes just over $85,000 in consumer debt, excluding their mortgage.
And if you’re already having difficulty making ends...
It’s Never Too Early To Teach Your Kids About Money
For many of us, personal finance and money management was not taught in school. We had to navigate the financial world on our own, learning as we went and sometimes making costly mistakes. Some people never quite learn how to manage their money...
How to Find the Right Solutions to Your Financial Problems
If you’re struggling financially, you are not alone.
Many hard-working Canadians find that they simply don’t make enough money to pay off what they owe. And the amount they owe just keeps on growing.
In an overwhelming majority of...
A Consumer Proposal in New Brunswick May Be Your Best Debt Solution
Are you struggling to make ends meet every month? A New Brunswick consumer proposal may be your best solution.
Has living with debt become your norm?
There are debt relief options available that can help to eliminate your debt once and for...
Insolvency Stats in Canada 2017: A Seesaw of Age and Interest Rates in the Maritimes
Insolvency numbers in the Maritimes are falling at a faster rate than Canada’s average, but this statistic could mask an underlying fragility. Economic growth in the region is predicted to fall well short of the Canadian average over the next...
Why “Bankruptcy Trustees” No Longer Exist in Canada
It used to be that the individuals authorized to administer bankruptcies in Canada were called “Trustee in bankruptcy” or “bankruptcy trustees.” But this designation was recently changed by the federal government to Licensed Insolvency...
Living Beyond Your Means
Living within your means = meaningful living.
In today’s age of consumerism it is arguably easy to live beyond your means. Every time you turn around you face some type of advertising message telling you that you can have more, spend more, be...